The South Carolina DMV has implemented a program to allow vehicle owners to receive a title immediately when paying off a loan. It does require the lender's cooperation, but it is a great feature of the ELT program to have available when trying to sell your car to someone from out of state.
If your lender is part of the Electronic Liens and Titles program, they can submit an "expedited" title request to the DMV. This removes the lien and changes the status on the title to enable you to get an over the counter title at any DMV office.
The beauty of this feature is even if you are standing in the DMV office the lender can issue the expedited release and you can get a title in real time.
Thank you, SC DMV.
