Reminder: Nevada ELT is now Mandatory.

As of October 1st, 2016; participation in Nevada’s ELT Program is now required for any lenders who finance more than 27 vehicles annually. This means that if you need to place a lien on a Nevada title you must sign-up with a 3rd-party vendor that interfaces with NV ELT.

Nevada’s Electronic Lien and Title Program officially launched in September 2015 and was divided into 3 phases.

• Phase 1: In the first year, lenders are not required by the state to enroll in the ELT Program. Participation is optional and “Paper Titles Only” as a method of business is still available.

• Phase 2: In year 2, participation is now required for any lender that finances over 27 vehicles in 12 months. This is the current phase.

• Phase 3: Projected for implementation in the fall of 2017; participation in Nevada ELT will be Mandatory for all lenders.

DDI is fully integrated with Nevada’s ELT Program through our flagship, web-based application Premier eTitleLien®. Our software expands upon Nevada's ELT Program by offering additional functionality and security when dealing in electronic titles. From providing multiple state forms and extensive user administration, to a knowledgeable and efficient support team; we can streamline your workflow and help your business effectively manage your electronic titles. For more information you can visit our product website here. If you would like to begin the enrollment process for Mandatory Nevada ELT you can click here.

Image above is Nevada Welcome to Las VEGAS by AliExpress.

Decision Dynamics Announces it’s 10th Year as an ELT Service Provider and 4,000th Customer

Lexington, SC, December 13, 2016 - Decision Dynamics, Inc. (DDI) proudly announces their tenth year as an ELT service provider and the implementation of its 4,000th customer using the company’s electronic lien and titling (ELT) management solution. Serving a variety of customers, Decision Dynamics provides a secure, web-based software system for lienholders to track and manage their vehicle titles. The development and successful growth of the Premier eTitleLien® solution is attributed to the collaborative approach the company takes with all of its solutions. By bringing together best practices and feedback from clients, the flexibility and open architecture of Internet-based technology and the expertise gained providing ELT solutions, Decision Dynamics has grown into a national leader of ELT services. Todd Phillips, DDI’s Director of Sales, says “DDI continues to be the fastest growing provider in the industry due to our intuitive product suite which increases efficiencies and security as well as providing savings to our customers.  Our ability to integrate both front end and back end services enables dealerships and lienholders to manage all facets of collateral management in a streamlined fashion.  As more customers are able to experience our systems and personalized customer service, we are continuing to establish DDI as the go-to partner for companies looking for the most comprehensive solution in the industry.”

Premier eTitleLien® allows lienholders to participate in a state’s ELT program and remain in complete control of their entire title portfolio. Twenty-four(24) states currently offer ELT programs, with additional states implementing their programs in the next year. Lienholders are able to manage their vehicle titles electronically and receive an electronic record in lieu of a paper title. With Premier eTitleLien®, companies have access to their electronic titles and the tools needed to streamline the titling process.

The electronic titling program benefits motor vehicle agencies, lienholders and vehicle owners. Motor vehicle agencies gain efficiencies by providing more timely data exchange, improving data accuracy, and reducing and controlling the use of secure forms. Electronic titling benefits lienholders by reducing mailing costs, reducing physical storage requirements, and deterring the inherent fraud associated with duplicate titles and paper title releases. Vehicle owners benefit by receiving clear titles upon the release of the lien on the electronic title.

By reducing or minimizing the paper process, DDI provides a service to credit unions, banks, title loan companies, dealers and other lending institutions. ELT helps reduce fraud, enhance efficiencies, as well as increase productivity for organizations that handle titles. The program serves as a link between the lienholder and the state DMVs, allowing the institutions to focus their resources on their customers.

Decision Dynamics, Inc. (DDI) has been providing software solutions and services for government agencies and businesses since 1999. In addition to its software services, DDI also offers it premier line of products: ELT, EVR and the Title and Registration Center.

For more information on the ELT program, visit http://www.etitlelien.com or contact Amanda Jensen, Business Development, Decision Dynamics, Inc.

Decision Dynamics, Inc. (DDI) Launches Electronic Lien and Title (ELT) Services in Nevada

Decision Dynamics, Inc. (DDI) now offers Electronic Lien and Title (ELT) services to Nevada lenders through Premier eTitleLien®, a cost-effective, user-friendly, solution for streamlining vehicle titling.

Lexington, SC, January 6, 2016 - Decision Dynamics, Inc. (DDI) proudly announces the company’s availability to serve as an authorized Electronic Lien and Title (ELT) Service Provider for the Nevada Department of Motor Vehicle’s newly launched program. Lender enrollment in Nevada’s ELT program through DDI’s Premier eTitleLien® began earlier this year in anticipation of the program and ELT participants have begun managing their Nevada liens and titles electronically. Ann Gunning, DDI’s Chief Information Officer, says “I hear complements every week on the high quality of both the Premier eTitleLien® application and our support center.  Frequent product enhancements provide our customers with an up-to-date solution that meets their changing needs.  Regular surveys and dedicated account representatives keep DDI focused on constantly improving our customer service.  I’m excited that we are able to bring that customer service focus to Nevada lenders through the Nevada ELT program.”

Premier eTitleLien® is a secure, web-based application which allows lienholders to participate in a state’s ELT program and remain in complete control of their title portfolio. Twenty-four (24) states currently offer ELT programs, with several implementing their programs in the next year. Lienholders are able to manage their vehicle titles electronically and receive an electronic record in lieu of a paper title. With Premier eTitleLien®, companies have access to their electronic titles and the tools needed to streamline the titling process.

The electronic titling program benefits motor vehicle agencies, lienholders, and vehicle owners. Motor vehicle agencies benefit by providing more timely data exchange, improving data accuracy, and reducing and controlling the use of secure forms. Electronic titling benefits lienholders by reducing mailing costs, reducing physical storage requirements, and deterring the inherent fraud associated with duplicate titles and paper title releases. Vehicle owners benefit by receiving clear titles upon the release of the lien of the electronic title.

Decision Dynamics continues to experience rapid growth due to its quality product offering with value-add features, and its commitment to customer service excellence. Glenn Thames, President and CEO, says, “Premier eTitleLien® has become the ELT product of choice for lenders nationwide. Our pay-per-transaction model without long-term contracts gives lenders the security of knowing that DDI is working for the best interest of the lender.” Premier eTitleLien® also offers training and support at no cost, with 24 hour system availability.

Decision Dynamics (DDI) is a software technology company that provides electronic titling services for lienholders in the United States. DDI now serves over 3,500 lenders throughout the US.

For more information on the ELT program, visit http://www.etitlelien.com or contact Amanda Jensen, Business Development, Decision Dynamics, Inc.

Image above is "Road to Arc Dome" by Erik Holland described as "Noted Nevada wilderness and wildlife artist Erik Holland's Road to Arc Dome will be among the works of art celebrating Nevada's wild places in the Wild Nevada Art Exhibit" here.

Decision Dynamics, Inc. (DDI) Launches Electronic Lien and Title (ELT) Services in Colorado

Decision Dynamics, Inc. (DDI) now offers Electronic Lien and Title (ELT) services to Colorado lenders through Premier eTitleLien®, a cost-effective, user-friendly, solution for streamlining vehicle titling.

Lexington, SC, July 28, 2015 - Decision Dynamics, Inc. (DDI) proudly announces the company’s availability to serve as an authorized Electronic Lien and Title (ELT) Service Provider for the Colorado Department of Motor Vehicle’s newly launched program. Lender enrollment in Colorado’s ELT program through DDI’s Premier eTitleLien^® began earlier this year in anticipation of the program and ELT participants have begun managing their Colorado liens and titles electronically. Ann Gunning, DDI’s Chief Information Officer, says “DDI is excited to offer ELT to lenders in Colorado. The addition of Colorado ELT services to Premier eTitleLien^® enhances our titling solutions for both Colorado lenders and financial institutions and dealers across the nation. DDI is especially proud to be part of the stakeholder group that worked in cooperation with the Colorado DMV to ensure features were incorporated in the ELT program to streamline the titling process for dealers, lenders, and county agents.”

Premier eTitleLien^® is a secure, web-based application which allows lienholders to participate in a state’s ELT program and remain in complete control of their title portfolio. Twenty-four (24) states currently offer ELT programs, with several implementing their programs in the next year. Lienholders are able to manage their vehicle titles electronically and receive an electronic record in lieu of a paper title. With Premier eTitleLien^®, companies have access to their electronic titles and the tools needed to streamline the titling process.

The electronic titling program benefits motor vehicle agencies, lienholders, and vehicle owners. Motor vehicle agencies benefit by providing more timely data exchange, improving data accuracy, and reducing and controlling the use of secure forms. Electronic titling benefits lienholders by reducing mailing costs, reducing physical storage requirements, and deterring the inherent fraud associated with duplicate titles and paper title releases. Vehicle owners benefit by receiving clear titles upon the release of the lien of the electronic title.

Decision Dynamics continues to experience rapid growth due to its quality product offering with value-add features, and its commitment to customer service excellence. Glenn Thames, President and CEO, says, “Premier eTitleLien^® has become the ELT product of choice for lenders nationwide. Our pay-per-transaction model without long-term contracts gives lenders the security of knowing that DDI is working for the best interest of the lender.” Premier eTitleLien^® also offers training and support at no cost, with 24 hour system availability.

Decision Dynamics (DDI) is a software technology company that provides electronic titling services for lienholders in the United States. DDI now serves over 3,300 lenders throughout the US.

For more information on the ELT program, visit http://www.etitlelien.com or contact Amanda Jensen, Business Development, Decision Dynamics, Inc.

Image above is of the Valley Curtain project in Rifle Gap, Colorado.

Colorado ELT Approval

We are excited to announce that Decision Dynamics, Inc. is an approved ELT Service Provider for Colorado’s ELT program. The anticipated Go-Live date for Electronic Liens and Titles in Colorado is May 26th, 2015. DDI is looking forward to providing ELT services to Colorado lenders through our Premier eTitleLien® application.

Please visit Colorado ELT for more information about the Electronic Lien and Title program and our website at www.etitlelien.com for more information about Premier eTitleLien® and how to sign up to participate in the CO ELT program..

Image above is of the Monolith Festival at Red Rocks in Colorado by Anna.

NC Mandatory Mandatory ELT: When, How, and How Much

North Carolina launched a voluntary ELT program on November 1, 2014 with the expectation of the program eventually requiring mandatory participation. According to House Bill 1133 and Senate Bill 407, all individuals and lienholders who finance motor vehicles will be required to participate in the NC ELT program beginning on January 1, 2016. The only exception to the mandatory requirement is for individuals and lienholders who process less than five lien transactions per calendar year.

Once the grace period ends, if a lender conducts five or more transactions annually and does not have an ELT service provider, the title transactions will be rejected by the DMV. If this occurs, the DMV eDS ELT helpdesk will inform the lienholder of the approved service provider list to eliminate any further delays. Please note: there are no financial penalties associated with a DMV title application rejection.

A printed title may be requested for an ELT in the event of a repossession or an owner moving out of the state. All printed paper titles will be sent from the Raleigh DMV office. The North Carolina title and lien recording applications will remain the same and there will be no changes to current state fees.

Enrolling early in the ELT program will help the state handle the large number of anticipated required participants. DDI works with lenders and DMVs in all 50 states and is a certified ELT service provider in the 22 ELT states.  This enables DDI to help make the transition from paper titles to ELT both simple and effective for North Carolina ELT participants.

DDI is proud to be the endorsed Electronic Lien and Title (ELT) vendor by Community Bank Services (CBS) for members of the North Carolina Bankers Association. For more information on Premier eTitleLien® please visit http://www.etitlelien.com or click here to begin the process of enrolling in North Carolina!

Image above is North Carolina License Plates.

Colorado ELT launching May 2015

The state of Colorado has provided updated information regarding their upcoming ELT program. According to the Colorado Department of Revenue Division of Motor Vehicles, the state will officially launch their ELT program on May 1, 2015.

There are a few steps to follow when transitioning into Colorado’s ELT program. First, the lienholder or lender will be required to enter into an agreement with one of CO’s approved Service Providers. The option to apply for an “E” number will then become available. Once a lien is notated, the certificate of title record will be stored electronically in the CO ELT system. A participating lienholder or lender will be notified electronically through their Service Provider. With the ELT program, an electronic notification to the lienholder serves the same purpose as receiving a paper title in the mail.

DDI is looking forward to providing ELT services in Colorado through our Premier eTitleLien® application. ELT programs greatly enhance daily vehicle processing for lienholders by saving time, cutting costs, reducing paper, enhancing security and deterring fraud.

Please visit www.etitlelien.com for more information about Premier eTitleLien®.

Image above is 1958 Hedsel by Barry Snyder, a Colorado "fruit sticker artist". According to Cyrus McCrimmon (Denver Post) the art "is based on an advertisement for a 1958 Edsel. He picked the car 'because it was so strange-looking.'"